Health Insurance For Truck Drivers
Truck drivers have similar challenges as fulltime rvers when it comes to trying to secure health insurance that is both affordable and flexible enough to provide nationwide coverage. You pick and choose what you need and we will build a specific plan just for you!
These plans are similar to traditional health insurance except your premiums are put into an escrow account.
Health insurance for truck drivers. Eating and living healthy prevention and screening driver safety resource center content provided by. Best commercial truck driver health insurance plans and prices. The number of drivers dying on.
Of course, there’s the stress of making your delivery on time, being stuck in traffic and dealing with bad drivers on the road. Apart from the member’s shared responsibility amount, claims are paid through the escrow account. Injured truck drivers may require treatment with prescription medications that have the potential to pose a risk to their mental health and wellbeing and compromise safe driving.
Commercial truck insurance protects you, your cargo, and other drivers on the road from traffic incidents and liability. Another option truck drivers have for health insurance is government compliant medsharing plans. By michelle clark truck driver health and wellness programs may be one way to combat the industry’s shortfall of drivers.
Truck drivers face a lot of risks while going by their daily routine which makes having health insurance very important. Obesity and stress, which can lead to high blood pressure and diabetes. These plans operate very similar to traditional health insurance except the premiums are put into an escrow account and claims are paid less the members shared responsibility amount.
Health insurance alone does not help drivers manage their medical conditions due to high deductibles 69% of truck drivers are obese, which is more than twice the national average. Having the right truck driver health insurance coverage is very important. Forming new habits one at a time is a good way to get started to improve your health.
Overcoming the obstacles to good health is certainly a challenge for the truck driver. Stress is a common health concern for truck drivers in the trucking industry. Deadlines will become a part of life, and you’ll find, after working for a few years, that your health is suffering.
Each year, millions of individuals and families share their healthcare horror stories, and they usually all sing a similar tune. Being a truck driver is a lot of work. Some of the most common health issues drivers are facing in the trucking industry are:
A study shows that being a truck driver is considered one of the most dangerous occupations one could partake. Wellness programs that improve the health of a truck driver’s health. Over the road (otr) drivers in particular have a challenge when they are long miles from their home state and need medical care.
Poorly designed work spaces (truck cabs) which can cause back and neck injuries. Exclusive features 24/7 coverage up to 5 year own You’ll work long hours, sit most of the day and have little time to stretch your legs.
The all india transporters’ welfare association (aitwa) has urged the government to announce a special insurance cover to incentivise and attract truck drivers back to work.truck drivers should. However, stress can also be caused by lack of sleep, isolation, and other. Health insurance products an interruption due to an accident can result in missed payments on rent, mortgage, or having to cash in savings to cover lost income.
Research now confirms that the above hazards do affect the health of the professional truck driver. Trucker path, north americans' most comprehensive mobile app for truck drivers, is in use by over 1 million active drivers. Preventative care, doctor visits, prescription discounts and more are all included in medhsaring plans.
Health insurance made for owner operators, small fleets, & their families with an aaoo membership, you get access to health insurance designed specifically for you, the driver. The content of this website is only for the informational use of the reader. In 2010, the national institute for occupational safety and health (niosh) conducted a study of 1,670 lhtds asking about their overall health and diagnosed health conditions.
Truck driving can be a dangerous occupation, with drivers 13 times more likely to die at work than any other australian worker, according to driving health. In workers compensation data, truck drivers receive more analgesic prescriptions compared to other occupational groups, and certain prescriptions are associated with. Driver health has become one of the trucking industry’s top ten issues, according to the american transportation institute (), and some 20 percent of drivers who quit this kind of job cite health problems as a factor.with the industry facing a shortage of some 60,000.
Information contained herein is not intended as, nor does it constitute, legal or. A simple checkup or routine procedure either goes wrong or isn’t covered, and they are left picking up the bill that nobody could possibly afford. Nal’s wsib/wcb alternative programs insure that you are protected in the event of an unexpected injury.
Highest rate of musculoskeletal injuries among u.s. Mental health struggles truck drivers experience 5. Truck driver health insurance plans & prices.
Delivering health and wellness information to commercial truck drivers.
